For the 44 percent of people approaching retirement who think that their quality of live will be diminished, this is likely either a wealth or health matter. Yet retirement health is not directly related to retirement wealth.

Fact is, many individuals approaching retirement overestimate how much money they will need to maintain an appropriate standard of living. At the same time, a lot of people are underestimating how well they can live in retirement.

According to the RBC poll, the great news is that about two thirds of retirees are continuing to live their lives at the same pace as when they were working. Undoubtedly, many of these happy retirees are trying to figure out how they had time for work when they still had a job.

In another vein, the RBC researchers found that 90 percent of people in the “retirement window” (individuals aged 50 to 69) are concerned about health and wellness. What’s more, two-thirds of retirees spend more time looking after themselves than they did when they were in the workforce.

Clearly, being healthy in retirement contributes greatly to a sense of well-being. Individuals who look after themselves, eat right and exercise, can look forward to a healthier retirement than those who don’t. The good news is that It’s never too late to start a wellness program that targets optimum weight, a healthy lifestyle, and sufficient physicial activity (at least an hour a day).

Retirement quotes and retirement sayings are adapted from:

“It is easy to sit up and take notice. What is difficult is getting up and taking action.”
— Al Batt
 

#2 of Two Career Change Inspirational Quotes for January 5
 

“I am writing a book. So far I have the pages numbered.”
— Steven Wright
 

NOTE: Adapted from Ernie Zelinski’s private collection of Career Change Inspirational Quotes

Bonus Career Change Inspirational Quote Relating to Money

“Not having to worry about money is almost like not having to worry about dying.”
— Mario Puzo

NOTE: Adapted from the Ebook The 787 Best Things Ever Said about Money by Ernie J. Zelinski 

“To be a success in business, be daring, be first, be different.”
— Marchant

#2 of Two Career Change Inspirational Quotes for January 4

“Don’t waste time learning the ‘tricks of the trade. Instead learn the trade.”
— H. Jackson Brown, Jr.

NOTE: Adapted from Ernie Zelinski’s private collection of Career Change Inspirational Quotes
 

Bonus Career Change Inspirational Quote Relating to Money

“Your wealth can only grow to the extent you do.”
— T. Harv Eker
 
NOTE: Adapted from the Ebook The 787 Best Things Ever Said about Money by Ernie J. Zelinski

Check out Ernie Zelinski’s:
  Career Inspirational Quotes to Help You with Your Career Change

Working at your dream job may sound great, but nevertheless, too good to be true. Perhaps you need some good excuses — besides the ones you already have — to convince yourself that you can’t make the much needed career change to your dream job. 

Luckily for you, I can help. Truth be known, I once used to be a master of making excuses. Here are a few gems that even David Letterman would like:

Top 10 Excuses NOT to Pursue Your Dream Job 

1.      I don’t believe people can work at a dream job and make a good living at it unless they are offspring of Edison or Einstein.
2.      I once had a nosebleed and I am afraid of getting more if I don’t work at a real job.
3.      George W. Bush would think I was unpatriotic if I were not part of corporate America.
4.      Finding a dream job that I love may be too relaxing — I think I feel more comfortable tense.
5.      I am three-times divorced and I estimate that I have at least twelve kids.
6.      I prefer to live in the past because most of my career life has been spent there.
7.      I have arthritis, and although I know people with much more serious disabilities have been extraordinarily successful in dream careers, I don’t think they know what it is like to have arthritis.
8.      Although my present job is really boring, I kind of like it — I may actually be addicted to boredom.
9.      My dog died and I need to get another one real fast.
10.  I am much too afraid of becoming a member of a better class of people.

All right, this is more than enough. You may find some of the above excuses useful for explaining some of your other shortcomings in life, particularly when you don’t want to take responsibility for having created these shortcomings.

My point is best made by the Jewish proverb: “If you don’t want to do something, one excuse is as good as another.” 

Let’s be honest. All of us are good at justifying why we haven’t been more successful in following our career dreams. At one time, I likely did it a few thousand times myself.

Alas, excuses don’t bring results — we only hurt ourselves with excuses. Fact is, virtually all excuse-makers progress at the same speed just like all procrastinators wait at the same speed. Moreover, there is no time like the present to use a good excuse to postpone what is important, but appears somewhat difficult to do. 

Excuses are convenient, but as always, there is a downside to anything convenient. Individuals who are not able to get rid of excuses find it virtually impossible to succeed in the long term. On the other hand, once people get rid of excuses, they can succeed at a lot more things than they think they can — including making a dramatic career change to a dream job!

NOTE: This article is adapted from the unconventional career book Real Success Without a Real Job by Ernie J. Zelinski. You can download the Free Ebook with the Table of Contents, Preface, and Chapter 1 of Real Success Without a Real Job through this direct link:

Free Downloadable Ebooks to Help You Make a Dramatic Career Change
 

“Adults are always asking little kids what they want to be when they grow up because they’re looking for ideas.”
— Paula Poundstone
 

Perhaps there is some destiny involved. Destiny is something certain individuals select while others achieve it only by chance or stupendous suffering. Why not help destiny be more favorable to your life by taking action to get you where you want to go? A career change to a dream job will come much easier.   

“You are never given a wish without the power to make it true. You may have to work for it, however.”
— Richard Bach
 

#2 of Two Career Change Inspirational Quotes for January 2

“Happiness lies in the joy of achievement and the thrill of creative effort.”
— Franklin Roosevelt

NOTE: Adapted from Ernie Zelinski’s private collection of Career Change Inspirational Quotes
 

Bonus Career Change Inspirational Quote Relating to Money

“To be clever enough to get a great deal of money, one must be stupid enough to want it.”
— George Bernard Shaw
 
NOTE: Adapted from the Ebook The 787 Best Things Ever Said about Money by Ernie J. Zelinski

Check out Ernie Zelinski’s:
  Career Inspirational Quotes to Help You with Your Career Change